Multi-Year Guaranteed Annuities (MYGAs)
A CD-like annuity that locks in a guaranteed interest rate for a set number of years.
A simple, guaranteed alternative to CDs
A Multi-Year Guaranteed Annuity locks in a fixed interest rate for a specific term — often 3 to 10 years — similar to a bank certificate of deposit, but typically with a higher rate and tax-deferred growth.
MYGAs are a straightforward option for savers who want a guaranteed return without the complexity of market-linked products.
Locked-In Rate
Your interest rate is guaranteed for the entire contract term.
Tax-Deferred Growth
Earnings aren’t taxed until you withdraw them, unlike a CD.
Term Flexibility
Choose a term length that matches your savings timeline.
Ready to talk about your options?
Contact John L. Coppeto today to find the right insurance policy for you and your loved ones.