Annuities
Convert savings into a guaranteed stream of income you can’t outlive — with options to fit your risk tolerance and goals.
Guaranteed income, your way
An annuity is a contract with an insurance company designed to provide guaranteed income, either immediately or starting at a future date.
From fixed to indexed to variable, and immediate to deferred, we help you understand the tradeoffs so you choose the right fit for your retirement income plan.
Explore the annuity types to the right, or reach out and we’ll help you find the right combination for your situation.
Fixed Annuities
Predictable, guaranteed interest rates with principal protection.
Fixed Indexed Annuities
Growth potential tied to a market index, with a guaranteed floor.
Variable Annuities
Market-based growth potential with optional income riders.
Immediate Annuities
Turn a lump sum into income that starts right away.
Deferred Annuities
Grow your savings now and delay income until later.
Multi-Year Guaranteed Annuities
A CD-like annuity with a locked-in rate for a set term.
Ready to talk about your options?
Contact John L. Coppeto today to find the right insurance policy for you and your loved ones.