Life Settlements
Life Settlement vs. Surrendering Your Policy
Before you let a policy lapse or surrender it back to the carrier, see how a life settlement compares.
Know your options before you decide
Surrendering a policy to the insurance company typically returns only the cash surrender value — often a small fraction of the policy’s true worth.
A life settlement, by contrast, is a sale on the open market, which frequently results in a payment several times higher than the surrender value.
Higher Payout Potential
Life settlements often pay 4-8x more than a policy’s cash surrender value.
Open Market Pricing
Your policy is valued by competing buyers, not set unilaterally by the carrier.
No-Cost Comparison
We’ll show you both numbers side by side before you make any decision.
Let’s Talk
Ready to talk about your options?
Contact John L. Coppeto today to find the right insurance policy for you and your loved ones.
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