Life Settlements
If you no longer need or can’t afford a life insurance policy, a life settlement lets you sell it for a lump-sum cash payment instead of letting it lapse.
Turn an unused policy into cash
A life settlement is the sale of an existing life insurance policy to a third party for more than its cash surrender value but less than its net death benefit.
We guide you through eligibility, the sale process, and how a life settlement compares to other options — with no cost or obligation to get started.
Learn more about the process to the right, or reach out and we’ll walk you through your options.
How Life Settlements Work
See how a policy sale converts to cash.
Is My Policy Eligible?
Learn what qualifies a policy for a settlement.
Viatical Settlements
Options for those facing a serious or terminal illness.
Life Settlement vs. Surrendering
Compare your payout options before you decide.
The Life Settlement Process
A step-by-step walkthrough of what to expect.
Frequently Asked Questions
Answers to the questions we hear most often.
Ready to talk about your options?
Contact John L. Coppeto today to find the right insurance policy for you and your loved ones.