How Life Settlements Work
A life settlement lets you sell a life insurance policy you no longer need for a lump-sum cash payment — instead of letting it lapse or surrendering it for far less.
Turn an unused policy into cash today
If your circumstances have changed — premiums have become unaffordable, or you simply no longer need the coverage — a life settlement can convert that policy into a payment you can use now.
The buyer takes over future premium payments and becomes the beneficiary, while you receive a cash payment that’s typically well above the policy’s cash surrender value.
Free Policy Review
We evaluate your policy at no cost to determine if a life settlement makes sense for you.
Competitive Offers
Your policy is presented to a marketplace of buyers to secure a competitive offer.
No Obligation
You’re never required to accept an offer — the decision is always yours.
Ready to talk about your options?
Contact John L. Coppeto today to find the right insurance policy for you and your loved ones.